The Memory Image manager is not enabled by default. Also, the Download (Write) to PLC dialog would show you whether you were updating Memory Image (along with the System Configuration, Program, and/or Documentation).
If you have any regions defined in your Memory Image, then you would see an option in the Download to PLC whether to write some/all of the regions to the PLC. It is usually UNCHECKED by default, since even if you have regions defined, you may not want to always write them (e.g. Run Mode Edit). See the first attachment.
The 2nd attachment shows what it looks like when you do enable the Write of the Memory values - you have the option to write specific regions.
Hence, it should be obvious whether you are overwriting memory with the MIM at download time.